joint account interest income tax

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vicky
Posts: 1
Joined: Thu Dec 22, 2005 4:50 pm

joint account interest income tax

Post by vicky »

hello,
I am non-resident and my parents are resident. We have joint account and my parents pay all interest income tax. so I didn't report the interest income or ask bank withhold 25% on me. Is it ok? Thanks!
nelsona
Posts: 18675
Joined: Wed Oct 27, 2004 2:33 pm
Location: Nowhere, man

Post by nelsona »

Is it OK? Probably.

Technically, you should be paying 10% tax on the interest, proportionally to the ammount of funds YOU put into the account vs. what your parents put in. Who knows, this may even resulkt in less tax overall.

You would, of course, be reporting the interest in US as well, and including this account on your Treasury Department disclosure of foreign assets, if your overall foreign assets exceed US$10K.

<i>nelsona non grata... and non pro</i>
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