8891 and TD F 90-22.1 forms

[stockinvestor_00]

I moved from Canada to US in 2008 on H4 (my wife is onH1B) and have been filing my tax returns using H&R Block.

However never did I file in the 8891 and TD F forms, since I wasn't aware of them. After spending a whole day "googling: them, I think I need to file (retroactively) the two forms.

Questions

1) How can I file the form 8891. Do I need to amend the 2008, 2009 and 2010 1040 forms ?
2) Again what is the process to file in the TD F forms. I think I have time to fill in the 2010 TD F 90-22.1 form as deadline is June 30. However do I need to amend my 1040 return for this.
3) Finally I am in PA but would like to meet a expert tax consultant. Can someone pls advise a good tax consultant. Seems like I am in deep trouble by not filing in the 2 froms.

Thanks

[nstudent]

There are a lot of discussions about these issues already. You can search all the previous discussions.

From what I read, one important thing is whether you owe IRS any money. If not, you can just send back-filled TD forms to IRS. If yes, then it becomes more tricky.

[stockinvestor_00]

Thanks. I did go thru all posts.

However it is not clear if one can file the TD F form retroactively. Also does one have to mention the RRSP (8891 form) amount in the TD F form.

Any help is greatly appreciated.

[nelsona]

You should retroactively file both TD f and 8891.

[nelsona]

And yes your RRSP is included in the accounts you must report on TD F

[samos]

I have multiple RRSP Account which I collapsed recently. One of the accounts had increased in value over book value (since I Became US Resident) and the rest all dropped. When accounting for the taxable amount from all the accounts would that be the aggregate of (final value - book value) for all accounts combined or would the account that increased in value be counted separately (and ingnoring those accounts that decreased in value)

[nelsona]

If this was done in the same calendar year, you get to combine the accounts, thus if you had a net loss, you should have no net RRSP income to report once you add up all the 8891s and report on line 16a and b of your 1040.