What type of bankruptcy is right for me?

alden · Post by **alden** » Wed Feb 25, 2009 4:58 am

I got a divorce three years ago, and now I just canâ€™t afford to pay everything by myself. I have two kids, both in elementary school, my ex husband lives out of state, and he isnâ€™t much helpâ€¦

I have $26,700 in credit card bills dating back a couple years, with a couple companies. I own my home, but am getting near the â€œupside-downâ€ point. I think it may be time to think about bankruptcy or some type of debt solution because I just cannot do it anymore.

I know there are two types of bankruptcy: one that provides for forgiveness of all debt, including credit cards, and one that sets up payment plans for the credit cards.

How can I ensure I file the right type of bankruptcy â€“ the one that will allow me to get rid of ALL my credit card debt?

A friend suggested seeing a http://www.jamessextonlaw.com/ or maybe reviewing a local San Diego debt solution company. Any thoughts?

nelsona · Post by **nelsona** » Wed Feb 25, 2009 8:24 am

This has nothing to do with cross-border taxation. I suspect this ais an advert for the firm you quoted.

Please go somewhere else.