RREGOP

taxeve · Post by **taxeve** » Fri Apr 17, 2015 7:45 pm

I am a resident of Quebec and U.S. expat. Does anyone know how to report to the IRS a refund from the Quebec RREGOP (Public Employees Retirement Plan)?

nelsona · Post by **nelsona** » Fri Apr 17, 2015 9:02 pm

This is considered pension income. Whatever portion if the refund is taxable in Canada is taxable in US, as pension 16b on 1040..

taxeve · Post by **taxeve** » Sat Apr 18, 2015 7:08 pm

Thanks for your reply about the RREGOP (Quebec Government & Public Employees Retirement Plan. However, I still have questions.

- This was a lump-sum distribution (one time only), taxable in Canada.

- Is the amount I received exempt from U.S. taxes because of the Tax Treaty? Is this type of Canadian government pension plan [lump-sum distribution] covered by the Tax Treaty? [Possibly Article XVIII, paragraph 3 ?]

- If I declare it on Form 1040, line 16[a] and 16[b], is the entire amount taxable?

- If it is not covered by the Tax Treaty, is there another way to exempt it from U.S. taxes?

Any further information would be most appreciated. Thanks again.

nelsona · Post by **nelsona** » Mon Apr 20, 2015 7:13 am

Its fully taxable by the treaty. 16a = 16b because it was fully taxable in Canada.

nelsona · Post by **nelsona** » Mon Apr 20, 2015 7:14 am

You will owe no tax in US regardless with the credit you get.