401 K

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gojijuice
Posts: 18
Joined: Thu Apr 28, 2005 12:57 pm

401 K

Post by gojijuice »

If I move to Canada from the US and become a Canadian permanent resident, what do I do with my 401K I earned in the US? If I'm neither US citizen or permanent resident, what's the best thing to do with my 401K? If I withdraw, tax is huge. If I borrow, interest is also high. What do I do?
nelsona
Posts: 18675
Joined: Wed Oct 27, 2004 2:33 pm
Location: Nowhere, man

Post by nelsona »

Leave it where it is, or in an US-based IRA, until you retire.

What do you mean "If I borrow, interest is also high".

Borrow for what? Given that you will pay at 40% tax on your 401(k) withdrawal, I somehow doubt that the interst rate you would pay would be nearly as high.




<i>nelsona non grata... and non pro</i>
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