Spousal RRSPs for dual citizens

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PancakeGrubber
Posts: 1
Joined: Thu Nov 02, 2023 1:54 pm

Spousal RRSPs for dual citizens

Post by PancakeGrubber »

Hi there,

Are spousal RRSPs treated the same by the US as regular RRSPs? (i.e. same complexity as having one's own RRSPs)

My wife and I are both USA-Canada dual citizens (originally just US citizens) and I'd like to open up a spousal RRSP for her (she and I both have our own RRSPs already)

I saw this post from 2009, which suggests that spousal RRSPs are treated the same as regular RRSPs, but wanted to confirm if anything has changed since then.
viewtopic.php?t=3214&highlight=spousal+rrsp

Thanks so much.
nelsona
Posts: 18363
Joined: Wed Oct 27, 2004 2:33 pm
Location: Nowhere, man

Re: Spousal RRSPs for dual citizens

Post by nelsona »

Yes, they are treated the same.
nelsona non grata. Non pro. Please Search previous posts, no situation is unique as you might think. Happy Browsing :D
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