OAS benefit for Canadian Citizen living in the US

This is our main tax information forum which deals with topics concerning Canadians living and working in the U.S., U.S. citizens contemplating working in Canada, and all aspects of Canadian and U.S. income tax and related adminstrative issues.

Moderator: Mark T Serbinski CA CPA

Post Reply
sofarsogood
Posts: 1
Joined: Sat Feb 11, 2023 2:24 pm

OAS benefit for Canadian Citizen living in the US

Post by sofarsogood »

My spouse lived in Canada for 6 years before we moved to the US. She's a dual US/Canada citizen, worked in the US for more than 20 years and has enough credits to qualify for social security. I am trying to understand how she would qualify for reduced OAS benefit per the US/Canada totalization agreement.

Thanks
nelsona
Posts: 18311
Joined: Wed Oct 27, 2004 2:33 pm
Location: Nowhere, man

Re: OAS benefit for Canadian Citizen living in the US

Post by nelsona »

Yes
Service canada will credit her with the 20 year of SS contribution towards QUALIFYING for OAS payments for the rest of her life . The time in US will not count towards the AMOUNT of OAS she gets, however. She will only get XX/40ths of the maximum, based on how many adult years she lived in Canada.

From what you say, she lived as an adult 6 years in Canada, so should get 6/40ths of the maximum.
nelsona non grata. Non pro. Please Search previous posts, no situation is unique as you might think. Happy Browsing :D
Post Reply