My spouse lived in Canada for 6 years before we moved to the US. She's a dual US/Canada citizen, worked in the US for more than 20 years and has enough credits to qualify for social security. I am trying to understand how she would qualify for reduced OAS benefit per the US/Canada totalization agreement.
Thanks
OAS benefit for Canadian Citizen living in the US
Moderator: Mark T Serbinski CA CPA
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Re: OAS benefit for Canadian Citizen living in the US
Yes
Service canada will credit her with the 20 year of SS contribution towards QUALIFYING for OAS payments for the rest of her life . The time in US will not count towards the AMOUNT of OAS she gets, however. She will only get XX/40ths of the maximum, based on how many adult years she lived in Canada.
From what you say, she lived as an adult 6 years in Canada, so should get 6/40ths of the maximum.
Service canada will credit her with the 20 year of SS contribution towards QUALIFYING for OAS payments for the rest of her life . The time in US will not count towards the AMOUNT of OAS she gets, however. She will only get XX/40ths of the maximum, based on how many adult years she lived in Canada.
From what you say, she lived as an adult 6 years in Canada, so should get 6/40ths of the maximum.
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