Never filed RRSP info with US return

davev30 · Post by **davev30** » Mon Sep 24, 2007 10:26 pm

How far back do you have to go if you've never filed any RRSP information with a US return? Do you have to go back to the beginning? The beginning in this case is 1972. For those years that have to filed is a 1040X required together with either a statement regarding the election to defer or a form 8891? Shoudl penaties be expected if there were no withdrawals?

nelsona · Post by **nelsona** » Sun Sep 30, 2007 8:29 pm

6 years is the rule of thumb.

Of course, actually determining what portion of your RRSP is not taxable is going to be quite difficult if you have not been tracking for all this time...