TDF 90-22.1 w/ joint accounts

[rsargant]

Hi,
What is the best way for a canadian couple (both employed) living in the U.S to report a mixture of joint & sole ownership accounts on TDF 90-22.1. It seems like that form isn't designed to handle that scenario, as it asks the question "Are these accounts jointly owned" with the answer applying to all accounts included in the form.

We have one joint bank account to report and each have a couple of sole ownership accounts. What is the best way to handle this?

1)Use three forms. 1 for me, 1 for my wife, and 1 for our joint account. Is it bad to submit multiple forms from one SSN ?

2)Answer no and report the joint account on both forms.

3)Answer no and don't report the account.

4)Answer yes and report the joint account on both forms.

Did some searches on the internet, but couldn't find a good answer to this!
I did see many complaints about how confusing they managed to make it though!

Thanks

[nelsona]

There is no requirement to send only one form, my wife and I usually send 3: 1 for my accounts, one for hers, and one for joint.