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My wife has a 401A at work. But her W2 doesn't show anything in box 12. In box 13, there is a X under retirement plan. I am just wondering is there such a 401A plan that is non tax deductible.
If that is the case, should I follow the IRA contribution limit under "Covered by Retirement Plan at Work" or "Not covered by Retirement Plan at work".
she has a retirement plan, so you determine your IRA limit on that basis. It should be the maximum.
After 20 years, I am severely cutting back on responses. Do not ask specifically for my help. There are a few others on this board that can answer most questions. All the best