taking a contract in toronto next month...

This is our main tax information forum which deals with topics concerning Canadians living and working in the U.S., U.S. citizens contemplating working in Canada, and all aspects of Canadian and U.S. income tax and related adminstrative issues.

Moderator: Mark T Serbinski CA CPA

adam
Posts: 11
Joined: Tue Nov 17, 2009 7:11 pm

Post by adam »

ok. good to know that the employer keeps the td form.

and i was not referring to the cra sending me something in the mail, but rather my employer. i know here in the us at the end of january i get sent my statement of earning for the prior year. i figured canada does the same thing. they may as well send it to my temp address here, if i am living here in january right?

im not following the february 2011 comment? and even by then my address in the us could change then :)

good discussion! thanks again nelson.
nelsona
Posts: 18679
Joined: Wed Oct 27, 2004 2:33 pm
Location: Nowhere, man

Post by nelsona »

The salary you earn in january 2010 will only be reported to you on a T4 (or an NR4) in Febraury 2011.

Why would you want your employer to send you anything to anywhere otherthan than your home address.

In fact, your employer will probobly hand you your T4 for 2009 in February if you are still working there. The last day of february is the deadline for T4 delivery. Cdn employers don't send employees anything by mail unless they absolutely have to (like if they've left the company), I never got anything in the mail from my employer in 13 years in canada. Paystubs, etc were all internal mail.

You won't be doing your Cdn tax until you are back in US anyways.

If anything have USP forward yoru mail to you if you'd like, but do not use this temp address for anything.
After 20 years, I am severely cutting back on responses. Do not ask specifically for my help. There are a few others on this board that can answer most questions. All the best
adam
Posts: 11
Joined: Tue Nov 17, 2009 7:11 pm

Post by adam »

> Why would you want your employer to send you anything to anywhere otherthan than your home address.

i guess just convenience. it almost sounds like having a temp address in canada is dangerous. im not sure why -- or even how CRA would be aware of this temp address. and i just read that you have to be present for 6 months in canada in order to be considered a resident.
nelsona
Posts: 18679
Joined: Wed Oct 27, 2004 2:33 pm
Location: Nowhere, man

Post by nelsona »

No, the moment you move to canada you are resident there, the six months applies only to those who DON'T move but spend six months there.

You aren't moving to canada, you are on a business trip. If your businees trip were to last until July, then you would be a "deemed resident", even if staying in a hotel.

Keep things simple for yourself. Treat your temp housing like a hotel. Do not forward any tax/financial information to that address.
You still have a home in Chicago, and someone is obviously taking care of the mail, so whats the big deal if one letter, which may or may not be handed to you in person anyways, gets sent to Chicago.

You were the one worried that Canada was going to come after you, so why make it any easier for them.
After 20 years, I am severely cutting back on responses. Do not ask specifically for my help. There are a few others on this board that can answer most questions. All the best
nelsona
Posts: 18679
Joined: Wed Oct 27, 2004 2:33 pm
Location: Nowhere, man

Post by nelsona »

when I say "do not forward any tax/financial mail to that adress", I meant do not address any such mail to that address. If you wish to have someone forwrd sthe mail fromn chicago to Toronto afterwards, that is fine.
After 20 years, I am severely cutting back on responses. Do not ask specifically for my help. There are a few others on this board that can answer most questions. All the best
adam
Posts: 11
Joined: Tue Nov 17, 2009 7:11 pm

Post by adam »

ok, i think i understand all of this now. so if my business trip only lasts until "march" i should be fine, right?

so in terms of payroll is it ok to have my cheque mailed to my temp address in canada, so i can easily cash them? the alternative would be having them mailed/deposited to my american bank in chicago, but then i would get screwed on the exchange rate. it would be nice to cash them in canada and get canadian money. i was even thinking of applying to a canadian bank/credit card to not lose money on exchange rates, if i were to use my american credit card up there the entire time.

also part of me is not wanting to freak out my canadian employer with all this us address stuff, but if i have to, then i will do it.

thanks nelson
nelsona
Posts: 18679
Joined: Wed Oct 27, 2004 2:33 pm
Location: Nowhere, man

Post by nelsona »

Submit the TD1 the first day you arrive at work (or before), using your home address.

After that, change your mailing address for your cheques. You can always open a bank account. You might actually have trouble getting a credit card since you have no credit history in Canada, but you could try. Make sure it is a no-fee unsecured credit card. Just don't go crazy changing your DL and plates and applying for OHIP.

Then you should keep the credit card even after you leave canada, along with the bank account , as this can be make cross-border stuff pretty painless.
After 20 years, I am severely cutting back on responses. Do not ask specifically for my help. There are a few others on this board that can answer most questions. All the best
adam
Posts: 11
Joined: Tue Nov 17, 2009 7:11 pm

Post by adam »

>> Submit the TD1 the first day you arrive at work (or before), using your home address.

thanks i will do that (using my chicago address). however still trying to wrap my head around why i cannot use my temp address on the TD1, as even as you mentioned earlier, it is only seen and kept by the employer.

i guess i want to play both sides:
1) to the employer i want to looks as canadian as possible, but
2) to the CRA i want to look as american as possible.

as a side note, during the past three years, whenever i enter canada, i use my canadian passport, and when i return to the usa, i use my us passport. this is just an fyi.
Post Reply