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Thank you for the quick reply.

One follow-up question:
4. At 65, when covered by Medicare Part A, will she still need to purchase emergency medical insurance when she travels to the US (car accident in the US? Heart attack in the US? Etc.) or will Medicare Part A be sufficient?

And one related ...

After working for in the US for 10 years (and acquiring the 40 credits to be eligible for Social Security benefits), my wife moved to Canada, became a Canadian citizen and renounced her US citizenship. She lives with me in Canada and she travels to the US on average twice a year for 7 to 10 days to ...

My wife is 62 and she is in the process of applying for SS.
She had her phone interview yesterday.
We do not know yet how much she will get but here are the rough numbers.
Before WEP, she would get about 1000 USD per month.
She started her QPP (Quebec equivalent to CPP) 2 year ago.
Her QPP is about ...

My wife and my son both renounced their US citizenship a few years ago.

The main benefit is that they no longer have to file tax returns with the IRS.

They still go to the US whenever they want, as tourists using their Canadian passports.
My wife will still get her Social Security pension benefits ...

You are right!
It’s on page 7 of the instructions for 1040-NR.

Thank you nelsona and ND for your replies.
Regarding my first question, I was not patient enough to read the 50-page “Instructions to Form 1040-NR” but on the IRS website
https://www.irs.gov/individuals/international-taxpayers/taxation-of-nonresident-aliens
I found an exhaustive list of the ...

In 2022, I had the following pension income from the USA:
- Social Security
- Pension from a former employer for whom I worked for a few years in the late 1980s and early 1990s.
I retired in late 2021 and year 2022 was the first year for which I received such pension income.
I am not a US citizen ...

My wife used to be a dual citizen (Canada-USA) living in Canada.
She had a TFSA. To keep things simple and to avoid potential problems, she invested only in GIC within her TFSA.
All interest was declared on schedule B.
We did everything in good faith, to the best of our knowledge.
Some years ago she ...

Final update:
Today I was on the phone with the CRA and with Revenue Quebec.
The conclusion is that you can’t choose how you want a foreign tax credit to be split between Canada and Quebec. On line 3 of the T2209, you have to do as it says: write the smaller of the amount from line 1 and the amount ...

The software (UFILE) did not override it.
The CRA "corrected the error" (as the Notice of Assessment says).
Today the large CRA tax return was deposited in my bank account.
Now I am waiting to see what Revenue Quebec does.

By OAP do you mean OAS, the Old Age Security pension?

My understanding is that the OAS pension will not affect your US Social Security benefits. It's the CPP (Canada Pension Plan) that would cause a reduction of your US Social Security benefit via the WEP.

But do not take my word for the truth. I ...

As mentioned above, on line 3 of my T2209, I caped my federal non-business foreign tax credit so that most of it could be used in my Quebec tax return.

Today I filed my tax return using UFILE. Seconds later, an Express Notice of Assessment was deposited in My Account on the CRA website. The cap ...

I am wondering if some readers of this forum are in a similar situation and can share their thoughts.
I worked in the USA for a few years and I had a 401(k) at TIAA.
In 2022 I started the "Transfer Payout Annuity" which is one of the many ways to draw retirement income from the 401(k).
TIAA sent me ...

Yes, I will increase the Quebec tax withholding on my Canadian sourced pensions.
As for Canada, 2022 was exceptional. My OAS was entirely clawed back because the reference income was my pre-retirement income. But now I am getting most of it back, hence the big refund.

nelsona wrote:
> What made you want to limit the fed tax credit?

I have income from multiple sources (DB pension from Canadian employer, QPP, OAS, USA Social Security and annuity from TIAA (USA)).
Per Canada-USA tax treaty, 15% of my TIAA payment was withheld in IRS taxes.
I split my pension income ...