Serbinski Accounting Firms

:? Both my wife and I have Roth IRAs , we funded over the years, while living as a permanent resident in the USA. We returned to Canada a little over a year ago, returned our green cards, did our departure tax filings, etc. I inquired with regards to Roth withdrawals to Vanguard, who is the trustee ...

How are jointly held assets treated wen you prepare this form. One form per person 50% of the value for each?

I've been looking around the posts and other sites to find out whether or not monthly IRA payments are considered pension or annuity distributions under the US / Canada tax treaty ( subject to 15 % witholding after filing a w8ben).