Serbinski Accounting Firms

Thanks... Ok... so what if I agree to perioidic withdrawal... I talked to TIAA, they said it can be done in as little as 6 months. (I am okay with this). I understand that TIAA will determine the 15 or 30%, so once they agree to the above... I will (potentially) receive my $ with 15% subtracted, not...

What about the W8BEN, when I sent it to 401 company ( TIAA CREF) I've read that it can reduce the 30 to 15%. When does that count, can I use it? If not, why not?

Thanks...

Hi! So I've noticed that this is advised against in most of the posts. Regardless, I do want to do it. But I need help doing it.! My situation. Im 30 (under 59.5) Finished working in NY for 3 years, have a 401A (supposedly similair to a 401K) which has accumulated about 15K. Half is contributed to b...