Serbinski Accounting Firms

Point taken. Thanks for the honest and clear explanation, it's the best out there.

One more thing just crossed my mind. Would it be worthwhile to open a traditional IRA, which is considered a pension plan under the U.S.-Canada tax treaty?

Perhaps I can then roll over the traditional IRA into my Roth IRA.

Thanks.

Thank you very much for such a timely reply. I have been wrecking my brains over all these messy taxation policies. Glad to have some reliable information. Keep up the good work!

I have just completed graduate school and am starting a 2-year long post-doc fellowship at UBC. I opened up a Roth IRA as well as a brokerage account before leaving the U.S. and currently have a combined balance of around $3000 US in these accounts. According to Wikipedia (on Roth IRA) and other onl...