Serbinski Accounting Firms

Yes, this is pretty much aligned with my thought.

For roth 401k, what i meant was in-plan conversion. Thanks for correcting my wording. Anyway, either conversion or backdoor should be avoided in commuters' case. I guess people can make good use of tsfa instead.

Thank you again!

Hey Nelsona, I do plan on filing tax returns as a CDN tax resident. I just came to a new job in the us but like to set up benefits in a proactive way, so it would be next year's return. After reviewing many discussions on this forum, I think the best for commuters would be: - Don't contribute ROTH 4...

I’m a PR who recently started working in the US on F-1 OPT. I’m also in the middle of a family sponsorship process for my spouse to come to Canada, which I hope will be finalized later this year. I currently split my time between the US and Canada—I live near the border and commute weekly (US midwee...