Serbinski Accounting Firms

I am a 64-year-old Canadian (living near Niagara Border Ontario) who returned to Canada in 2023 after working in the U.S. on a W-2 for 15 years. I can see that US Social security allow us to file online and in person taking appointment by calling them. I have my US$ account with TD here in ontario ...

Thanks Nelsona

I am married and will certainly delay OAS. Split 401k

nelsona wrote:
> Not much strategy here.
> Since you are no longer living in US, you should not convert this to a
> Roth.
>
> You could consider delaying OAS to 70, and use the intervening years to
> take out more than your would later, as you won't be subject to clawback of
> OAS until 70. If ...

I am a 63-year-old Canadian who returned to Canada in 2023 after working in the U.S. on a W-2 for 15 years. During that time, I contributed approximately $400,000 USD to a Traditional 401(k). Since I now work with the Canadian counterpart of my previous U.S. employer, my 401(k) account remains ...