Serbinski Accounting Firms

Apologies on the quoting! Habit from other forums that require it! Terribly sorry! On the 401(k), understood. You've detailed the nuances well, and I'm inclined to keep it stateside based on some of the information you shared! For the HSA - honestly, this forum is one of the only resources that sugg...

[quote=nelsona post_id=531078 time=1732672714 user_id=30] If you are planning to move back to Canada, use the Roth401(k) as much as possible (remember that any employer matching is put only in the pre-tax portion of your account). The tax savings you may make now with a 401(k) will be far-outweighed...

I've recently moved to the U.S. and am looking to structure my 401(k) contributions in a way that minimizes pain later down the line if/when I return to Canada. I've researched this topic across several resources, including these forums, but am still lacking a bit of clarity over the most optimal ap...