Serbinski Accounting Firms

Perfect, thanks! What you've told me is exactly what my tax accountant said. So I think what I'm going to do is leave stuff as is, and then potentially shift some once I'm 59.5 to get more CAD exposure. Learning I could do pension splitting with the 403b was a very welcome surprise as well. Thanks!

OK, thanks for this. I'm talking to my tax accountant tomorrow to see what he says, but it sounds like he also doesn't think it's worth it. And when I referred to considering SEPP, sorry for not being clear -- I wasn't going to do SEPP to get money into my RRSP. I was just going to use it to get acc...

nelsona wrote: > Your 403b is eligible for pension splitting as is. Converting it to an IRA removes that possibility. > > Since you are a US citizen, it is not the withholding that is the tax, but the tax determined on your 1040, which is likely less, plus the penalty. Thanks! This is extremely help...

Hi. I'm a US citizen and a Canadian permanent resident. We moved to Canada last year, and most of our investments are still in USD. I've got a decent-sized 403b, and I'm thinking I'd like to roll some of it over into an RRSP (by first converting it to a traditional IRA). My goal is three fold -- 1) ...

The two that I found are Spring Plans (which you referenced) and Objective Financial Partners (https://objectivefinancialpartners.com/). I have an introductory call with Objective tomorrow. Spring wasn't able to get me in until the end of August, so I'm holding off on them for now. Honestly, I'm sti...

I've been a DIY investor all along, but I'm realizing that following our move to Canada from the US, I would like to have an expert that I can go to with questions or for a second opinion. I have a tax guy, and that has been very helpful, but I would like someone I can ask crossborder financial plan...